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A Flexible Spending Account (FSA), also known as a Section 125 Cafeteria Plan, is an effective way to save on taxes by allowing you to pull certain expenses — such as childcare, insurance, and medical bills — from your paycheck before taxes are charged. This accurate calculator tool shows you how much you'd save in net pay by making use of an FSA, based on up-to-date 2010 withholding schedules.