Sure401k allows you to select from hundreds of high-quality/low-cost investment options and manage them through our easy-to-use, online platform.
All of our 401(k) options:
With Sure401k, everything is transparent:
We offer a variety of plan types so you can choose what best suits your needs.
Traditional 401(k) PlanTraditional 401(k) Plan with Profit Sharing: allows you to contribute to an employee's plan, even if they are not actively contributing. Sure401k will prepare estimated profit sharing calculations upon your request.
Traditional 401(k) Plan with Safe Harbor Feature: helps companies that have a mix of highly-compensated employees (HCE) and non-highly compensated employees (NHCE) that would have trouble passing non-discrimination testing. Without a Safe Harbor, HCEs run the risk of having taxable income returned to them at the end of the year, even if they have already filed their tax returns. Safe Harbor contributions satisfy discrimination testing.
Solo(k) Plan: makes it affordable for owner-only business owners to save for retirement. It offers you and your spouse the same advantages of a traditional 401(k) plan, including pre-tax contributions, a wide range of investment options and higher annual contribution limits than with a SIMPLE IRA plan.
