With only half of all Americans set to meet their retirement savings goals, it stands to reason that the earlier you start planning for retirement, the better. But when it comes to small business owners and employees, planning and saving for retirement might at first seem like a bigger challenge.

As a small business owner, there are many legal requirements that you cannot afford to overlook, some of which may be more obvious than others. One which may not come immediately to mind is accurately displaying the employee posters that apply to your business.

Earlier this week we covered some of the most common myths about small businesses and retirement planning, in order to correct misconceptions that might be preventing some small business owners from offering a company-sponsored retirement plan.

Last week we covered steps being taken by large organizations in response to a growing trend of employees not planning or saving for retirement. Our post also discussed why this trend is impacting small businesses, and how small business owners can close the retirement gap without spending big business dollars and breaking the bank.

Are you in the 2/3 of Americans who are NOT saving for retirement?

A recent Wall Street Journal article discussed how major players like Microsoft Corp. and Host Hotels & Resorts are taking steps to boost contributions to company 401(k) plans, because some workers aren’t saving enough. While many organizations have resisted such a move, there is renewed interest as a means of attracting talent, motivating the current workforce, and helping aging workers to retire on time. 

Being a small business owner in a small town can be a very different experience from owning a business in a bigger city. While there may be less overall competition in a small town, chances are there are already solid and long-standing relationships between your competitors and your target consumers in the community. 

Technology has made, and continues to make, an impact in every sector of business, and the retail industry is no different. While some may say that the retail industry has been the most resistant to the technology evolution, others say that it’s leading the way. Whatever side of the argument you are on, the reality is that the technology used in retail stores has undergone a significant transformation in the last ten years for both the customer and the business owner. 

Retail store management software has come a long way in the past decade. It’s now more affordable, scalable, and efficient than ever before. Advances in hardware technology, data communication technology, software development, cloud computing, and the widely accepted “Software-as-a-Service” (SaaS) business model have created the perfect storm and paved the way to change the way retailers do retail. 

July is Independent Retailer Month—we’ve partnered with ShopKeep on a three blog series focused on small business tips, with a special emphasis on retail business.

As a small business, is there anything worse than completing a project, only to find that your client has no intention of paying on time (if at all)?

As a small business, there’s no better feeling than landing a new client, whether it’s your first or your 50^th. Before you celebrate this “victory” and turn to other things, you’ll want to spend some time on the finer details of the relationship.  

With April 18 a couple of months behind us, the last thing many business owners want to think about is taxes. But with that stressful time of year fresh in mind, this month’s Surepayroll Small Business Scorecard asked small business owners to rate the state of taxes they faced in 2016.

Bringing a new employee into your company can be a big step. As a small business, each new employee is not only a testament to the success and potential of your business, but a significant investment of time and monetary resources.

It’s age-old advice: Keep your professional life and personal life separate. But for small business owners, it can be hard to view the two as mutually exclusive. As an entrepreneur, you probably know a poor personal credit score can hamper your ability to finance your business. However, it’s important to note that business debts can wind up harming your personal credit, too. 

Later this week, we will break down the differences between hourly and salaried employees, and the legal classifications and payroll considerations associated with each. 

When you’re a small business owner, there’s never enough time in the day. You’re probably handling HR, customer service, sales, and marketing on any given day of the week, not to mention all of the back office work needed to keep the lights on, employees paid, and taxes filed – and that’s before you get to the real work of serving your customers!

As a small business owner, hiring your first employee means that it’s time to implement a payroll process.

Income taxes are top of mind right now, as we’ve all completed (or, are hopefully close to completing) the task of filing our returns to the IRS.  

Looking back, many small business owners have no regrets about starting their business, according to the most recent SurePayroll Small Business Scorecard^®, which surveyed small business owners nationwide last month. 

The NFL Draft is upon us, with the Cleveland Browns set to take the top pick.  As teams start trading picks and shuffling the draft order, it’s interesting to look at the ROI the top teams realized last season.